April 17, 2024

HDB Flat Rental: How to Rent an HDB Flat in Singapore

4 min read
HDB Flat Rental

HDB Flat Rental

Renting a flat in Singapore can be a challenging task, especially if you are not familiar with the procedures and rules. Housing Development Board (HDB) is the largest public housing agency in Singapore, and it is responsible for the management of public housing. HDB flats are a popular option for renting due to their affordability, accessibility, and location. In this blog, we will provide you with the essential information on how to rent an HDB flat rental in Singapore.

Eligibility for Renting an HDB Flat

Before you start looking for an HDB flat to rent, you need to ensure that you meet the eligibility criteria. The eligibility criteria for renting an HDB flat are as follows:

You must be a Singapore citizen or Permanent Resident (PR)

You must be at least 21 years old

You must not own any other property in Singapore or overseas

You must not have disposed of any private property within the last 30 months

Your monthly household income must not exceed $14,000

You must not have any outstanding HDB loan or CPF Housing Grant

You must not have any record of bankruptcy or have any outstanding debts to HDB

Types of HDB Flats

HDB flats come in various sizes and types, ranging from 1-room studio apartments to executive flats. The different types of HDB flats include:

Studio Apartments (1-Room)

2-Room Flats

3-Room Flats

4-Room Flats

5-Room Flats

Executive Flats

Jumbo Flats

You should choose the type of flat based on your budget, family size, and preferences. The rental prices of HDB flats vary depending on the location, flat type and condition.

Where to Look for HDB Flats to Rent

You can look for HDB flats to rent through various channels, including:

HDB Flat Portal

Property Websites such as PropertyGuru, 99.co and SRX Property

Classified Ads on online platforms such as Carousell, Gumtree and Facebook Marketplace

Property Agents

You should compare the prices and locations of the flats before making a decision. It is also advisable to view the flats in person before signing the tenancy agreement.

Documents Required for Renting an HDB Flat

To rent an HDB flat, you need to prepare the following documents:

NRIC or passport

Income proof such as payslips or income tax statements

Employment letter or contract

CPF Contribution History Statement for the past 12 months

Tenancy Agreement

If you are a foreigner, you will also need to provide additional documents, such as a valid work permit or employment pass.

Renting Procedures

Once you have found a suitable HDB flat to rent, you need to follow the rental procedures as follows:

Step 1: Submit an application

You need to submit an application to rent the HDB flat through the HDB Flat Portal or through a property agent in Singapore. The application will be processed by HDB, and you will be notified if your application is successful.

Step 2: Sign the Tenancy Agreement

If your application is successful, you need to sign the tenancy agreement with the landlord. The tenancy agreement is a legally binding contract that outlines the terms and conditions of the tenancy, such as the rental amount, duration of the tenancy, and payment terms.

Step 3: Pay the Security Deposit and Advance Rent

You need to pay the security deposit and advance rent to the landlord upon signing the tenancy agreement. The security deposit is usually equivalent to two months’ rent, while the advance rent is usually equivalent to one month’s rent.

Step 4: Collect the Keys

After signing the tenancy agreement and making the necessary payments, you can collect the keys to the HDB flat from the landlord. It is advisable to inspect the flat for any defects or damages before moving in.

Step 5: Register the Tenancy Agreement

You and the landlord are required to register the tenancy agreement with the HDB within seven days of signing the agreement. Failure to register the agreement may result in penalties.

Step 6: Pay the Monthly Rent

You are required to pay the monthly rent to the landlord on the agreed date. Late payment may result in penalties or termination of the tenancy agreement.

Other Considerations

Before renting an HDB flat, there are other considerations that you need to take into account, such as:

Location: Consider the proximity to your workplace, schools, amenities, and public transport.

Condition of the Flat: Check for any defects or damages in the flat before signing the tenancy agreement.

Lease Term: HDB flats are usually leased for two years. Consider the lease term before signing the tenancy agreement.

Furnishing: Check whether the flat is furnished or unfurnished. If it is unfurnished, you need to factor in the cost of furnishing the flat.

Maintenance Fees: Check whether the maintenance fees are included in the rental price or not.


Renting an HDB flat in Singapore can be a simple process if you follow the procedures and guidelines. It is essential to ensure that you meet the eligibility criteria before looking for a flat to rent. You should also consider the location, type, and condition of the flat before signing the tenancy agreement. With proper planning and research, you can find an affordable and suitable HDB flat to rent in Singapore.

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